Hey VladTI thanks for the advice. I was wondering if you've got a good rate with your mortage, I am guessing you may have refinanced by now? Due to relatively short credit history I have, I am not getting a good score, so the interest rate on the credit I have are above average. I do not have anything negative, just that it has not been long since I first had credit in this country. Since you did not mention it I am guessing you were not able to use your credit history from England?
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