Hey, you didn't say how long it would take to pay off all of the credit card if you used all of your savings. I just hope you aren't using the cc any more. You are right, you can use it for emergencies only! Use it for only what you can pay off at the end of the month. PAY IT OFF ASAP!!!! After if is paid off, you can save money for emergencies. Maybe fixing your own lunches instead of eating out or limit something that you spend extra dollars on will help pay off stuff faster. Being out of debt really frees you up because you don't owe anyone. You are in control then and have money to invest (even if it is only for fun, like a movie or eating out occasionally.
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