Hi Allan, me again. Your tax idea would have been great at one time, but the IRS has put the stoppers on people holding back till the last minute. I believe (and don't mind being corrected) that you must pay at least 90% of what you will owe during the year -- or you must pay 100% (or more) of what you paid last year in order to avoid a penalty.This year I am sending in estimated taxes in addition to what is withheld at work -- and I'm still not sure I'm paying enough. This year I reduced my hours at work, but have made (and lost) money on the stock market. So it is really hard to "guess" what my taxes will be.There are some pretty good folks that answer these confusing questions on this board -- I know they will give you a much better answer than I.AngelMay : )
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