Hi AmritaSai: You asked How should I go about investing if i need the maximum possible tax deferment. The best solution is to buy non dividend paying stocks and hold them forever. Then you never pay taxes on them. Your heirs get a new stepped up basis so they don't have to worry about your taxes either.Roth IRAs are good in that you never have to pay taxes on the money, but are limited to $2000 per year.Good LuckJim in New Orleans
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