Hi Anurag -- good to see you around! Skepticism about HDB is, to some extent, understandably driven by the serial antics of the Indian government. To put it simply, it's the Delhi put :) Of course it doesn't help that banks elsewhere are gorging themselves on increasingly cheap funds while RBI is sticking to its proven tight money policy.Things should get a lot more interesting once they get around to issuing new banking licences. Both consumers and investors should benefit from having more choices competing on quality of service.---------------MDP Home Fool
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