Hi Apachemech - Like you don't have enough to worry about being in Iraq!! Congratulations on being so focused and your great progress so far. Kudos for taking advantage of the TSP, and all your other military benefits like the free (or reduced) college tuition. It is so much easier on the deployed spouse knowing that things are being taken care of at home with a dependable (and loyal) spouse. You've obviously seen all the pitfalls of excessive debt; you'll never look at a new car the same way (can I get a used one and still be happy??). Having an e-fund is paramount to peace of mind and financial security.Also, there is the Living Below Your Means board. Hope we see you there as well! (http://boards.fool.com/Messages.asp?mid=23627860&bid=100158) with lots of good ideas and information.And heartfelt thanks from a grateful nation--jennie
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