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Author: TMFBigFrog Big red star, 1000 posts Old School Fool Home Fool CAPS All Star Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76418  
Subject: Re: Investing After Retirement Date: 1/6/2014 10:02 AM
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Hi belinda952,

Welcome to the Motley Fool.

Should one continue to invest after retiring.

A person's money needs to last as long as that person does, potentially even longer if that person wishes to pass money on to heirs or charities. Unless a combination of Social Security + pensions + drawdown of pure cash savings provides enough cash flow to last a person for the rest of his or her life and meet his or her estate goals, that person will likely have to invest during retirement.

That said, it is quite common for retirees to have different investing goals and financial priorities than people in the accumulation phase of their lives. For instance, volatility risk is generally a bigger deal for retirees than for people still putting new money away. After all, if a person has to sell assets to cover costs, that person doesn't have the luxury of waiting for a recovery from a downswing in the market to get the money he or she needs today.

The Fool's Rule Your Retirement service gets into details on retiree-friendly portfolios. This link should take you to a page where you can choose a 30-day free trial to that service if you'd like to look around: https://www.fool.com/shop/secure/order-01.aspx?dc=813249ad-6... .

Best regards,
-Chuck
Inside Value Home Fool
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