Hi Charlie:I'm not leaving. I love learning, only I get impatient and overwhelmed. I belong to N.A.I.C. and have been learning about stocks for a few years now, and have made some horrible mistakes, as well as some okay decisions. The more I learn the less I know.I bought some I bonds a couple of years ago and some treasuries direct. I am that certain age where I have to be careful, so income is one consideration, but definitely not the only factor. I presently have a portfolio with a so called friend who has an agency that specializes in bonds. I just left it to him, and have been disappointed and realize I can't leave it to anyone, I have to know what I am doing, so I am thinking of taking it away from him and putting it in a couple of brokerages (either on line, or in person). There would be stocks in my portfolio too. I would not be trading bonds, I just need to have more conservative investments. I have quite a bit of cash in short term treasuries until I decide what to do, that was why I was asking my questions.
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