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Don't forget that if you roll to an IRA you have to wait till you are age fifty-nine and one half before you can take it out for use, without penalty. If you leave it in your 401k, and you quit or retire from your employer at age 55 or above, you can use your 401k funds without penalty.
A small point but if you plan to use the money soon it may change your mind about rollovers for a while.
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