Hi Dorothy,Do you already have a Roth? If not, if you meet the financial qualifications, then, I believe, there are no age restrictions on it.You might find the information you need at the following site:http://www.rothira.com/Also, if you are the sole owner of a small business, you might be eligible for a SEP-IRA. Without knowing your particulars, it's hard to say. Post back and give us a little more information about your situation.Good Luck,Caat
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