Message Font: Serif | Sans-Serif
No. of Recommendations: 0
Hi --

I realize that you have probably found the answer to this question elsewhere by now, but thought I'd post anyway.

Your benefits office is correct that having a dental plan does not exclude you from HSA eligibility. I have had an HDHP and a "regular" dental plan for about 15 months now and have an HSA to go with those.

Also, the HSA funds can be used for dental work that is not covered under your dental plan. For instance, I have used my HSA funds to cover the balance on a root canal and crown about 8 months ago.

Do a quick web search for HSA Road Rules and you should come across a PDF from 2005 that goes into detail about expenses that do and do not qualify for tax-free withdrawals from the HSA.
Print the post  


What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.