UnThreaded | Threaded | Whole Thread (6) | Ignore Thread Prev | Next
Author: melrosest Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76621  
Subject: Re: Non-Deductible IRA Strategy Date: 3/18/2001 9:54 AM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
Hi intercst-

I am very interested in your answer to point #2. Here you are recommending that instead of making non-deductible contributions to an IRA one should use a tax managed index in a taxable account. Is this assuming that when you would withdraw from your IRA that you would be in the highest tax bracket? Do you know where the breakeven tax bracket would be where it would become more advantageous to make the non-deductible contributions to an IRA instead? Does your comment also take into account the cap gains tax on distributions that a tax managed index fund would realize however small they may be?

I am in this exact situation and am trying to determine which I should do. I have no idea what my future tax bracket may be in retirement. Given that, should I lean one way or the other?


Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (6) | Ignore Thread Prev | Next


The Retire Early Home Page
Discussion on accelerating retirement day.
Foolanthropy 2014!
By working with young, first-time moms, Nurse-Family Partnership is able to truly change lives – for generations to come.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Saul's Investing Discussions

A Board that Makes You Think
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.