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Hi Kilbia,

Okay folks, we are in need of a serious lesson in how to be evil.

I didn't do it on purpose. I just forgot the exact amount of a payment, and rounded up to the nearest dollar. I've had a $0.03 credit balance on one of my accounts for a few months now (since December, I think). I actually made another purchase on the card, but paid off the exact amount (because I forgot about the $0.03 credit).

The only advantage I've noticed is that it sure is nice to get ONE credit card bill that you don't have to pay.

foolwizard
who really doesn't need the extra mail
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