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Hi mirayah,

WOW! It's great to see a young person on the right track! With that attitude at your age you'll go far.

My question is this: I want to make regular contributions every year at the same time of year, to keep myself on a constant schedule. Is there a "best time" of year to do this, or does it not matter what time of year I pick?

Many feel that January is the best month. You get your money working for you right away. I invest the Max in both my Roth's at that time and it's worked out pretty well. But the important thing is to keep investing.

Keep up the good work!


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