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Hi MisterBounce,

Sorry for the time delay in my reply - I had a major computer melt-down and haven't been logged on in a couple of days.

To be honest, I'm not looking to get into a club right now. You noticed that I live in the Phoenix area - well that is a VERY recent event and the old bank account is still reeling. (I am now a regular lurker at the Credit Card boards!:] ) So for now my investing days are on hold.

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