Hi Paul,I'm curious what peoples' strategies or thoughts on college savings are, and how you are hedging for the future....1st off, it doesn't have to be 'either/or'... I'm building up tax-free funds I can use either direction with an IUL instead of traditional qualified accounts. You'll hear great gnashing of teeth about these here... but when put together properly they outperform in the vast majority of markets at a fraction of the cost overhead.2nd, depending on how soon your kiddos are likely to be ready for advanced education, there is a rapidly growing movement away from traditional college education and toward individualized technology-driven education. The old standard prestige/stigma of *where* you got your education will be replaced by where and who you have apprenticed with while running through self-study coursework.I recommend the book, BLOG, TED talks & website of Salman Khan;http://blog.ted.com/2012/10/03/the-one-world-schoolhouse-sal...www.KhanAcademy.orgThe future is bright... and *YOU* do not have to be the last person in the college tuition musical chairs fiasco! The foundation to pick up the impending implosion/popping of the college tuition bubble is quickly forming in place!Luck!Dave
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