Hi Phil- Thanks for the reply. I am trying to get loans for med school so I don't have to deplete all of my savings on tuition (the money is for a down payment on a house). The loans are based on your tax returns- So if I transfer some money to my unmarried partner, I may be able to get some lower interest government loans and not get killed by a private lender.I'm not trying to pretend my income is someone else's. Here's my question again: I plan on giving at least $10K as a gift- If I make a check out to the bank to go into someone else's new account, does that count towards the 10K? Thanks.
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