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Hi Pixiefeet,

Talk with HR or if a small firm go to the person responsible for the 401k. Learn about annuities.

SEC Annuity Brochure

MorningStar on annuities,1299,389,00.html

Take some of the articles you find on Motley Fool and show the additional expense of an annuity versus going directly to Vanguard and having them administer your 401K.

Good Luck and let us know how it goes.

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