Hi PlanoJake:Your summary of what your are doing really throws me for a loop.You are investing your own money in stocks so that you can fund your childrens' education. When the investment does well you give the stock to charity so you can get a charitable deduction and avoid the capital gains tax. You then use new money to replace the value of the stock you just gave away to charity.Carrying this to its logical conclusion means that when the time comes when you have to pay tuitition, room and board, books, personal expenses you will just have given away, say, $25,000 to charity and will use new money to pay those expenses?! Didn't you say you are saving for YOUR KIDS'EDUCATION?Help me out - I don't get it.Gus
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