hi, so essentially what you're saying is that share ownership is not calculated into the US personal saving rate figure?

basically I've got a conumdrum to solve....the UK savings rate is currently 9.5%. I've read the US savings rate is 2.1%.

I would have expected the reverse as the US does not have a welfare state and the UK does [well people think it does, its debatable to be honest!]. Therefore I would have expected people in the US to save more as the state does not look after them in their dotage....of course the figures might be calculated totally differently which I'm also trying to work out..

foolish best

zac