No. of Recommendations: 0
Hi Synchronicity,

That would depend on the age of the insured, the amount of death benefit opted for relative to premium payments, and the credited return rate on the cash value, correct?

No, it doesn't depend on any of those. The factor you're looking for is the 'death benefit face design.' the choices are increasing, level, or decreasing (or a combination.) For our purposes we are designing for financial performance, with no intrinsic desire to maintain death benefit beyond the legal minimum.

Dave Donhoff
Leverage Planner
Print the post  


The Retire Early Home Page
Discussion on accelerating retirement day.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.