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Hi there, welcome to the board.

I've just added up the numbers you posted and the total is $4584 per month (based on what you paid this month and the expected amounts you provided).

That's before your non-fixed expenses like food, gas, clothing, toiletries, etc.

The good news is that your income is 5888 combined. That means you have about 1300 to pay for all your non-fixed expenses.

What you really need to do is post your budget for these items. The board is great at figuring out where you need to cut back.

The second thing you need to do is post your credit score if you know it (and find out what it is if you don't). Your interest rates are really very high. You can negotiate to lower them. The folks here on this board can help you with that but they need to know where you stand in terms of credit health.

Good luck.
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