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Hi Tralp, excellent responses before this...
You asked, Do I have any other options? Just an added 2cents, something my wife and I didn't do and found out after the move. "Don't" have the check made out to you! Establish an IRA custodian and have check made out to him, may note account # as well. This I'm told will avoid 20% tax withheld and no time limit.

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