Hi, We have finally paid off our credit card debt. Now we are thinking about setting up a retirement plan. We are self-employed. I have looked over various plans and I am thinking about a SEP, but I am also thinking about setting up a Roth IRA for each of us in addition. I am planning to just keep everything in index funds, probably Vanguard. Does anyone have experience or opinions to offer?Sounds good.I like the SEP because you can put more in than an IRA.I like the ROTH because all earnings are tax free.Max out the ROTH them go to the SEP
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