Hi Ya, bbydoll,My family has one child under eight and one slightly older.Our situation is similiar as we have no consumer debts or car loans. Our mortgage is about 20% of our gross income. It sounds like you are trying pretty hard to FIRE as you save 30-40% of your take home pay. You have me beat on that aspect. If you can maintain that savings rate, you are probably within 12-15 years of reaching FIRE. Of course, that all depends on what you currently have saved and what sort of return you have.I would encourage you to go back and to read all of the posts on this board. There's still less than 500 posts so it really shouldn't take too long. You'll pick up a lot of good information in these posts.Hey, just keep going like you are doing and you'll soon go from a Wannabee Newbie to a bonafide, certified FIRE resident. You're still welcome to stick around this board once you are FIRE'd, just don't rub it in too much. <grin>
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