Greetings: I'm a brand new Fool, & am thirsty for advice. I presently have a 401k with Highmark & was wondering if someone could give me their opinion as to whether or not I have my money well balanced within the fund. I have Balanced Fund - 30%, Value Momentum - 30%, Growth Equity - 20%, Emerging Growth - 20%. I have been told that Highmark is not a very good fund, but I'm stuck with it. I am trying to talk the plan administrators into adding an S&P Index Fund. Wish me luck. John.