HIGHNLOW,You really need to find out how IRAs work -- please visit the Fool School's section "All About IRAs". Just note that withdrawing from your IRA is completely different than selling the shares in your IRA. You could direct your adviser to sell the tech fund and put the proceeds in a low-risk money market account and they'd still be in the IRA (no taxes incurred, no tax-deferral given up)Also please look up the definition of "ostensibly" -- I do not think it means what you think it means.
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