His credit and income is good. Why not have him apply for a card that has a low interest balance transfer? It is not a good idea to transfer his debt to your name and it will increase your anger towards the debt. I understand your concern but do not completely understand the anger. He is cooperating and you now have an efund. If I understand your post, most of the balance on his card was from non-frivolous expenses during college. Since you are planning on paying off the debt within the year, hopefully the decreasing balances will relieve your stress over the debt. Debra
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