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Hiya, Phil.

I got this really neat idea for a business, but don't tell anyone else! What we do, we open a brokerage house or take over an existing one! Neat, huh? With us running it, this brokerage allows IRA accounts with a deductible annual trustee fee which covers unlimited and no-commission trading inside the IRA. Lots of folks are frustrated by that measly $2,000 annual contribution limit, which ain't been raised in years. We'll get around those IRS rascals after all. Let's do it! Huh? What do you say? Okay, okay, to be practical, maybe we have to have sliding trustee fees that cover a certain number of free trades inside the IRS. I know there's a way. I know it.

Chips, sworn to secrecy
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