hmm.. 4 trades a quarter or an inactivity fee of $15...


4 trades = 16 bucks... so may as well make the trades if i stay with fn..



16 x 4 = 64 + 25 anuual ira fee..

$89 annual fee (not including hidden fees that I believe are worked into the accounts)

annual investment required to make this fee = 2% of expenses $4450


Maxmimum contribution to a roth IRA = $3000
$89 dollars of expenses = 3% of $3000


now a jump from 2-3 doesn't look too bad.. but when i contributed bi monthly last year my expenses were around 1%... tripling my expenses is starting to look pretty bad..


i was a big advocate for this service in the past.. sorry....