Hmmm... one thing that struck me is that no one has asked what your mother needs this money for i.e. "what is the time frame?" You indicated that she didn't need it for current income. The need and the time frame are very important considerations for what asset to invest in. For example, I wouldn't put my near term money for a house down payment in stock but I wouldn't put my long term money for retirement in a money market fund either while the reverse makes lots of sense to me. So, what is your mother's intent with her money? Another factor would be her tax situation.Regards,bob
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