Hello Fool Friends,, A few days ago I was looking around on a website called lending tree.com. They had enticed me with a television ad.. home equity rates as low as 4.75% .. I was interested in "just looking". On Saturday hubby gets a call from Heartland Home .. something or other saying they wanted to make us a loan offer but needed some additional information. T like our social security numbers, how much we owed and ect .. says his company actually will make loans as low as 4.5% to those with the best credit. I don't recall seeing the name of this company anywhere on lending tree nor did I fill out an application. I think I might have checked a box somewhere that said I might be interested in a home eq loan. He said they gained my information from THEIR website. Against my immediate.. NO THANK-YOU.. thought my dear husband said try it.. lets seed what they can offer. So this evening after 5 someone is to call with an offer. Stay Tuned. How does a home equity line work? My hubby had this thought .. could we take a home equity line and bounce out money when I get zero offers for credit cards, and bounce debt back in .. when the intro time expires ? Hubby is STUCK on the idea that having only one monthly payment is going to make life easier for us.. easier maybe but in debt way longer.Cherie
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