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On 1/24 I posted the following:

I bought my first home in Oct '00. My credit was checked, I qualified for the mortgage and obtained insurance, which I prepaid for the year. Last week, I received a letter from the insurance company notifying me that they are dropping my policy as of 2/19 because I am an unsatisfactory credit risk. What's the deal???

Thank you all for your great response. What I found out is this: the insurance company uses their own internal credit scoring formula, not the normal FICO scores. They apparently scored me as a 'borderline' credit risk, and decided to drop me. After many phone calls, I was informed this afternoon that they have decided to reinstate my policy after all. You can fight the system!! Yea!!

...ready for the next challenge, bring 'em on...
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