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Many years ago, I started doing my taxes on a simple XL spreadsheet. Very easy to do schedules B & D. As the years progressed, I added SS payouts and soon will need IRA-MRD, also.

Well, this year I received a free copy of Turbo-Tax (You didn't expect a frugal ol' geezer to actually pay for something like that, did you?)

To shorten a long story, this year I ran a trial balance on each — and they agree within $1.00 !! Reaffirms my faith in my accounting capabilities and confirms my decisions not to pay for software that I don't need.

And I obviously won't pay to file electronically. Why should I pay so that the IRS can save money by not key-punching my return?

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