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Housing may have bottomed, but that doesn't mean a rebound is in the cards. It could just flatline. On another blog, I think someone pointed out home prices were flat from 1933-1943.

The elephant in the room regarding housing that most conventional analysis misses is demographic factors like family formation, and things like employment for younger people. I have no idea how the underemployed 25-35 year old with 50, 100, 150K in student loan debt is going to save for a downpayment and service a mortgage
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