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How about a swap?

Give employers and/or employees a choice between making "contributions" to Social Security and Medicare and a 401K plan.

Seattle Pioneer

I would love this plan. I'd be out of SS so fast that I'd hurt someone's feelings. I hate SS. The funny things is that during the debate this year, they talked about older workers staying in the program and offering the opt out plan to younger workers. The age I heard most was 40 yrs old. I'd opt out even if I was over 40.

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