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How about all of you? How much are you currently saving towards retirement, as a percentage of gross? How much would you LIKE to save towards retirment as a percentage of gross?

I realize I'm late responding... but... I'm going to anyway :)

Both DH and I have 15% of gross directed towards our 401k/403b.

Additionally, we are 1) pumping up our efund, 2) putting money into IRA's and 3) buying real estate.

I'm not sure how much that equates to as each real estate purchase requires different amounts depending upon the purchase price (we put a minimum of 10% down to secure a solid positive cash flow).

I'm "guessing" (educated guess) it comes to at least 25-30% of gross.

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