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I am now 27 years old with a wife of 30 and a baby of just under 9mos. My employer offers only Fidelity mutual funds for our 401k. They match the first 5% of my "input" 75 cents to the Dollar and as it stands right now I put in the maximum 15% allowable. This is allocated 100% to the Fidelity Growth Company Stock Fund.

My question is this... With the Roth IRA's now available, should I cut my 401k contributions to 5%, put as much as possible into a self-directed Roth and, if anything is left over, put the rest back into the 401k?

All comments welcome... Thanks Fools!
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