How are people retiring with $1,000,000+?Because maybe after maxing out their IRAs they're funding other investment accounts with after-tax dollars? The $15K/year limit is only for your IRA. You are free to save up whatever else you want and put it in another investment account. In other words, the $15K/year limit is not a license to spend all the rest of your money! :-)JMT.Marcos
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