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OK - here's the situation.

I am working as an office temp (I'm an auditioning actor), and I want to start shopping around for a health insurance policy. It's a bit scary thinking that I don't have insurance. I know nothing about shopping for a policy. I have a notion that a higher deductible/premium will yield lower monthly payments. I also have a notion that such an arrangement usually gets me emergency coverage only.

I don't know what kind of coverage I want. I want to go to the doctor if I'm really sick or have a really bad case of strep throat or something. I want to know that I can go to the doctor to at least have him refer me to a specialist who will see me.

I'm thinking these are my options:
1. Suck it up and go without insurance. Pay doctor and dentist out of pocket. Not ideal, but that's what a Visa is for.
2. Get insurance.

Suggestions? A good place to start? I want to have this nailed down within a month if I can. Thank you all so much.

If it helps, I live in Manhattan, I'm single, and I rent. No prior conditions, nothing crazy, and Identity thieves, GO!
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