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Author: ptheland Big gold star, 5000 posts Feste Award Nominee! Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75528  
Subject: Re: Better to hold ETF in IRA or outside of it Date: 2/4/2013 7:31 PM
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how does one continue to build for their retirement

You can save for retirement in ordinary taxable accounts. Really. It's OK.

The tax shelter of IRA and 401k accounts merely plays a bit of tax rate arbitrage between now and the future. You are not going to make or break a retirement by choosing the right (or wrong) kind of account for your retirement savings.

The only guarantee is that if you don't save money for retirement, you won't have any money for retirement.

--Peter
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