No. of Recommendations: 2
How in the world the accusers of CRA loans arrived at that conclusion is beyond me. I guess they've gotta blame it on something.

By comparing empirical results in cases where CRA empirically had a greater impact, against cases where CRA empirically had a lesser impact.

The actual real-world results say that it caused riskier lending.

And with the caveat that "lesser impact" is not "no impact", so the "lesser impact" area might also be affected by CRA's market distortions.
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