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How is your budgeting and your e-fund coming? Snowballing is useless without it.
My budgeting is pretty strict to say the least. I have a couple of things I can streamline like cable and cell phones. I also have an annuity I am not quite sure about. It makes money, but I have to dive into the numbers (expense ratio) and stuff when I return home. I leave a little money to splurge on and that helps keep the strict budget worth while.
As far as my e-fund, I currently have roughly $1500 in it and am hoping to have $5000 by the time I am done with it when I get home around March 2006 time frame.
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