No. of Recommendations: 0
I am already semi-retired at age 60.5. (I work part-time at home.) I have an IRA that is mostly invested in stock and bond mutual funds at a discount broker. When I first started managing my IRA investments myself about a year ago, I invested in a moderate way, with 20-25% in bonds and the rest in stocks and stock mutual funds. About 20% of the total is in a 1000 index fund. I now feel that I should have more in fixed income since I expect to begin drawing the interest later this year. However, for the last year most of my stock funds have lost money, and I hate to sell them at a loss. Every time my stocks and stock funds start to go up, they go down even more in a few days - well before I have recovered my losses. These are all good funds, or were, so I have been biding my time, but I wonder - for how long?
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.