I am recently married and have had my own Roth IRA and an IRA rollover (from an old employer's 403B plan). I participate in my current employer's 401k plan. I have been contributing to my Roth IRA the max amount allowed last year and this year, but have not contributed to my IRA rollover since I have had my Roth.

Now that I am married, I am confused as to the maxixmum allowable contributions to any and all IRAs including my husband's contributions. He is participating in his employer's 401k but has no IRA of any kind. Someone told me we could each have an IRA (I know that contributions are not deductable for us since we both contribute to 410k's) and that he could even have his own Roth IRA. This seems strange to me since we use our combined incomes to max out the allowable Roth contribution (when I was single, I made too much money).

I'm sorry if this is getting long winded. I guess what I want to know is how many IRA's, Roth or otherwise, are we allowed to contribute to, deductable or not?

Thanks much for any info on this.