I have a hypothetical question. Under the following condition which would be the better investment strategy. First the condition.Married, age 67, ready to retire+ 1.0 million in real estate (primarily residence)+ 2.0 million in non-IRAs+ 2.5 million in IRAs, largely traditionalInvestment strategy options:+ Invest 3.5 million in bond ladders+ Invest 0.5 million in an S&P index fund as inflation protection+ Keep 0.5 million in money market/short term CDsOr+ Invest 4.0 million in either low cost index funds or a basket of individual stocks, mostly 1s in the Value Line ranking, or a combination of the two.+ Keep 0.5 million in money market/short term CDsIn either case estate planning based largely on bypass trusts and last to die term insurance policyThe first strategy seems to meet the safety requirements for older folks from what I have read and heard. It will likely meet or exceed income requirements. The second strategy would throw off more income at higher risk, but the next egg is high enough to weather any foreseeable economic storm.Any comments? And would nest eggs of 2 million or 10 million bring forth a similar answer
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