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Hi all ==

I hope to retire ( or at least not HAVE to work ) in about five years, maybe less. As this will be an early event as far as my pension plan is concerned (age ~56) and I haven't worked for them that long anyway, I will need to use my savings/investments.
My investments include taxable stocks (most) & funds, 403b, & regular & Roth IRA's (least).

What I would like to develop is a rational plan for using these assets, so as to a) preserve principle while maintaining reasonable portfolio growth and b) minimize tax bites while c) living the good life I've been saving for.

I already have a good idea of what I'll want in annual income, my problem is how to best to deploy the assets. Sell off portions of individual taxable holdings while letting the 403b & IRA grow, taking some from both after age 591/2, or what??

Any thoughts appreciated.
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