How will the deferred compensation be paid? Once you receive the first payment, it is likely that you will not be able to change the terms. Any change delays the first payment. You do understand that deferred compensation is an asset of the company? If the company has financial problems, the funds could be lost. What is the interest rates on the credit card debt? What are the monthly payments? How long before your husband finishes school? Take a deep breath. You used the term retire. Will you be receiving any pension? It also implies that you won't be eligible for unemployment. Trying to refinance when leaving your job in 3 months could be dicey anyway. You are starting to put together a budget?
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