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However, had I gone 1/3 JUNO my total portfolio gain would have been
9% after tax.

Thus the reason longer term holding has become so important. Nevertheless would have been nice.


I am still young enough/have a small enough income that the delta between long-term vs. short-term gains should factor almost none in my buy/sell decision-making. I have actually been trying to coach myself a bit this week to try to think less and less about tax implications, as I can somewhat see fretting about that (particularly worrying about Roth limits) hurting my potential gains. I've been quite a bit more active than you and also dabble in options.

I've almost developed a "fear" of realizing gains......which sounds silly almost, but also plays into Roth thoughts. "Fearing" realizing gains isn't a great way to invest.....but the philosophy of holding "forever" eliminates the possibility of realization of gains.

I might have to explore rolling over 401k money to an account I could manage myself beyond selecting from funds......but not sure if there's any way to do that while maintaining my present employment.
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