However, investing in a muni bond fund still has the issue of a fluctuating NAV. So I purchased I-Bonds. Good rate of return, deferred taxation, safe, and they're easy to cash. They are my personal favorite vehicle for "emergency" savings.-Ortman I briefly looked at I-bonds but was put off by the 6-month lock in (you know Murphy's law), but it occurs to me they would be ideal for additional savings and can then be considered part of the emergency fund after 6 months.Thanks for the tip.MAS
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